The backup value is the safety net.
Move First™
Buy Before You Sell
You found your next home, but you have not sold your current one yet. Move First™ changes the order: buy first, move in on your timeline, and sell your current home afterward with a backup safety net in place. Let’s look at your options together.
The basics
Important Positioning
The goal may still be to sell on the open market.
The backup value is not automatically the desired final sale price.
Our strategy is generally to establish the backup first, then pursue the strongest open-market result available within the program timeline.
How the timing could work
Two Possible Timelines
1
Scenario 1
Closings Line Up
You secure your next home, sell your current home, and the closings coordinate closely.
Result: A more traditional transition with less disruption.
2
Scenario 2
Your Next Home Closes First
You move into the next home first. Then your current home is prepared and sold afterward under the applicable Move First™ structure.
Why selling after moving can help
Life After You Move Out
Fewer showing disruptions
Easier staging and preparation
Easier access for repairs or improvements
Less pressure on your daily routine
A vacant home is not guaranteed to sell faster or for more money.
Three steps to your next move
Move First™ Summary
1
Buy First
Purchase your next home before selling your current home.
2
Move on Your Timeline
Move into the new home before preparing and selling the old one.
3
Sell Your Current Home
List and sell your existing home normally, with a backup safety net available if needed.
The numbers
Your Move First™ Assumptions
The major assumptions behind your numbers.
Projected Current Home Sale
$905,000
Current Mortgage / Liens
$0
Seller Closing Cost
0.50%
Agent Compensation
3.00%
Amount Financed by AnnieMac (New Home)
$400,000
Move First Program Fee
1.00%
Your Current Home Sale Numbers
| Item | Detail | Amount |
|---|---|---|
| Projected Sale Price | $905,000 | |
| Estimated Mortgage / Liens Payoff | −$0 | |
| Estimated Seller Closing Costs | 0.50% | −$4,525 |
| Estimated Agent Compensation | 3.00% | −$27,150 |
| Move First™ Program Fee | 1% of $400,000 financed by AnnieMac for your new home | −$4,000 |
| Net Before Mortgage | $869,325 | |
| Estimated Seller Proceeds | $869,325 | |
| Move First™ Backup Value | $814,500 |
This is your backup safety-net value if the home does not sell through the normal market process. It is not automatically your expected sale price.
The fit
This May Fit If...
Move First™ may be a good fit if any of these sound like you.
- You found your next home before selling
- You are relocating
- You are building a new home
- You want to move before showings begin
- You want a backup plan if timing becomes difficult
- You want to reduce pressure around coordinating two transactions
Things to weigh
What to Consider
A few things worth checking before you decide.
Program structures and fees vary
Backup values may differ from open-market value
Eligibility and final terms must be verified
Timing and financing requirements vary
Final written agreements control
Compare your paths
Want to See How This Compares?
Move First™ prioritizes transition and flexibility. Other paths may prioritize speed, open-market competition or potential resale upside.
Let’s make a smart move
Let’s talk about what makes sense for you.
A conversation is the best way to see whether Move First™ fits your situation. Clear answers about your options, and a realistic look at the timeline.
Move First™ scenarios shown are estimates for discussion and comparison purposes only. Provider backup structures, fees, equity access, sale windows, qualification requirements and seller proceeds vary by provider and are subject to final program and loan terms. Actual appraised value, sale price, costs, timing and seller proceeds may vary. Final written agreements and offer terms control.